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Finley puts a Fortune 500 CFO at your fingertips.
Business insights, cashflow forecasting, treasury optimization, debt optimization and capital access.
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How can I help you today?
Revenue Trend
Cash Positions
Cash Flow Projections
Capital Access
Ask Finley
Finley Partners with you
Business insights, cashflow forecasting, treasury optimization, debt optimization and capital access.
01
Unify your fractured data across every legal entity, ledger, and bank account to deliver a precise, future-looking cash projection
02
Optimize your financial profile, perfectly positioning your business to attract the lowest-cost capital, then connect directly with the best funding sources
03
Get the guidance of a Fortune 500 CFO—from financial strategies to securing growth capital—and leverage it to leave your competition behind
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Finley Partners with you
Business insights, cashflow forecasting, treasury optimization, debt optimization and capital access.
How can I help you today?
Revenue Trend
Cash Positions
Cash Flow Projections
Capital Access
Ask Finley
Finley is your AI CFO.
Ask Finley anything about your financial position across single or multiple entities.
How can I help you today?
Revenue Trend
Cash Positions
Cash Flow
You
Do I have any cash shortfalls for any entities or accounts in the next 90 days?
1:16pm
Finley
Your cash position is strong until 26 days from now, then it dips negative. Please look at the chart attached, and consider these solutions to prevent the project shortfall.
$423,728.40
$2,052.42 (3.16%) Today
5/01
5/08
5/15
5/23
5/30
6/06
YTD
1:16pm
Finley
Anything else I can help with?
1:17pm
You
Yes. To help with this I need a $1m loan to replace my aging machinery. What is the optimal way to finance this?
1:18pm
Finley
Okay, you have a few options:
🗂️ Internal Funding
Although the company doesn't have $1m of spare cash, my analysis suggests that you have ~$250k in excess cash reserves that could help avoid debt. You could use this $250k as a down payment on a Term Loan (see here).
🔐 Secured Term Loan
This is the most common approach for capital assets.
Mechanism: I can help you get some options for a fixed-rate loan from commercial banks, using the new machinery itself as collateral. The term would likely match the machinery's useful life (e.g., 5-7 years). Click here to see options!
🏛️ Capital/Finance Lease
A hybrid between buying and renting, often treated as a debt obligation on the balance sheet.
Mechanism: A lessor (like a bank or equipment vendor) purchases the equipment and the company makes fixed periodic payments. At the end of the term, the company typically has an option to purchase for a nominal amount (a "bargain purchase option"). I can also help you get some leasing options. Click here to see options!
Finley
Is there an option that you prefer that I can help you with?
1:19pm
Revenues between $10m - $100m?
meet your cfo
Finley was built for you! Finley gives middle-market CEOs the financial clarity that drives competitive advantage.
Revenues between $10m - $100m?
meet your cfo
Finley was built for you! Finley gives middle-market CEOs the financial clarity that drives competitive advantage.
JAN
MAR
JUL
SEP
DEC
$0
$10M
$20M
$30M
Week
Month
YTD
revenue
$13m
$11m
$9m
$47,052.42 (24.16%)
$41,951.01 (19.1%)
$35,421.88 (17.32)
Built for middle market companies
Finley is purpose-built for companies with $10m to $100m in revenue. At this stage, you need more than basic accounting—you need real-time insights, cash flow projections, and strategic financial intelligence.
JAN
MAR
JUL
SEP
DEC
$0
$10M
$20M
$30M
Week
Month
YTD
revenue
$13m
$11m
$9m
$47,052.42 (24.16%)
$41,951.01 (19.1%)
$35,421.88 (17.32)
Built for middle market companies
Finley is purpose-built for companies with $10m to $100m in revenue. At this stage, you need more than basic accounting—you need real-time insights, cash flow projections, and strategic financial intelligence.
INDUSTRY INSIGHT
Your cash reserves need a friend
Your cash reserves are a bit lean compared to what we're seeing across the industry. A working capital loan could give your business the buffer it needs.
Apply Now →
AP ALERT
Weekly AP Alert: $214K Due!
You have $214,821 in accounts payable due this week. This is 52% higher than your weekly average. Please ensure readiness.
Review Details →
CASHFLOW ALERT
Uh oh, a little dip in 44 days!
Your cash flow forecast is showing a temporary negative balance in 44 days. Let's move some money from your treasury to your operating account to keep things humming along.
Move Money →
Insights that surprise even you
Finley doesn't just report what happened—it tells you what matters. From flagging AP spikes to forecasting cash crunches 44 days out, Finley surfaces insights you didn't know to look for.
INDUSTRY INSIGHT
Your cash reserves need a friend
Your cash reserves are a bit lean compared to what we're seeing across the industry. A working capital loan could give your business the buffer it needs.
Apply Now →
AP ALERT
Weekly AP Alert: $214K Due!
You have $214,821 in accounts payable due this week. This is 52% higher than your weekly average. Please ensure readiness.
Review Details →
CASHFLOW ALERT
Uh oh, a little dip in 44 days!
Your cash flow forecast is showing a temporary negative balance in 44 days. Let's move some money from your treasury to your operating account to keep things humming along.
Move Money →
Insights that surprise even you
Finley doesn't just report what happened—it tells you what matters. From flagging AP spikes to forecasting cash crunches 44 days out, Finley surfaces insights you didn't know to look for.
Works with what you already have
Finley integrates seamlessly with your accounting software, your banking partners, and your payroll system. No data migration, no switching costs—just connect and go.
Works with what you already have
Finley integrates seamlessly with your accounting software, your banking partners, and your payroll system. No data migration, no switching costs—just connect and go.
Finley for you
Stop Guessing
Start Knowing
01
See around the corner
See the future of the company accurately
Know when cash is tight or surplus
Plan confidently for any scenario
Cashflow Forecasting
Finley automatically generates best-case, base-case, and worst-case scenarios so you can plan with confidence
Cashflow Forecast
June
Best Case
Base Case
Worst Case
02
Your cash should work as hard as you do
Maximize yield on idle cash
See real-time rate comparisons
Automate treasury movements
Treasury Optimization
Finley continuously monitors rates across institutions to ensure your cash earns maximum yield. Stop leaving money on the table
Optimize
4.99% APY
Optimized Yield
1.57% APY
Current Yield
Treasury
Unlock $185k
Treasury Balance
$5,421,100
03
Borrow smarter
Reduce interest expenses
Optimize repayment timing
Compare debt structures side-by-side
Debt Optimization
Finley continuously monitors market rates and your financial profile to recommend optimal debt refinancing and timing
Save $548k
Debt
Optimize
Current Interest Rate
6.7%
Optimized Interest rate
4.1%
Debt Balance
$21,075,555
04
See yourself through a lender's eyes
Understand your financial health score
Improve lendability before applying
Track progress towards goals
Capital Access
Finley shows you exactly how banks evaluate your company, highlighting specific steps to improve your position before you even apply
Access Capital
Financial Health
82
Cashflow
Exceptional
Score: 6.75
Finley for you
Stop Guessing
Start Knowing
01
See around the corner
See the future of the company accurately
Know when cash is tight or surplus
Plan confidently for any scenario
Cashflow Forecasting
Finley automatically generates best-case, base-case, and worst-case scenarios so you can plan with confidence
Cashflow Forecast
June
Best Case
Base Case
Worst Case
02
Your cash should work as hard as you do
Maximize yield on idle cash
See real-time rate comparisons
Automate treasury movements
Treasury Optimization
Finley continuously monitors rates across institutions to ensure your cash earns maximum yield. Stop leaving money on the table
Optimize
4.99% APY
Optimized Yield
1.57% APY
Current Yield
Treasury
Unlock $185k
Treasury Balance
$5,421,100
03
Borrow smarter
Reduce interest expenses
Optimize repayment timing
Compare debt structures side-by-side
Debt Optimization
Finley continuously monitors market rates and your financial profile to recommend optimal debt refinancing and timing
Save $548k
Debt
Optimize
Current Interest Rate
6.7%
Optimized Interest rate
4.1%
Debt Balance
$21,075,555
04
See yourself through a lender's eyes
Understand your financial health score
Improve lendability before applying
Track progress towards goals
Capital Access
Finley shows you exactly how banks evaluate your company, highlighting specific steps to improve your position before you even apply
Access Capital
Financial Health
82
Cashflow
Exceptional
Score: 6.75
Everything you wish your bank was, Finley is
Finley
Comparison
your banker
FINLEY
Intelligent
Responsive
Proactive
Perceptive
Transparent
Generic credit analysis based on outdated financials.
Bankers hours, bankers holidays, and the horrific bank branch experience.
Calls when payments are late or behind.
Relational amnesia. It feels like starting over every time you have a need.
"We'll get back to you" with no visibility into the decision process.
Real-time analysis of your company's entire financial world.
Always at your fingertips, 24x7x365.
Alerts you 90 days before potential cash crunches.
Finley knows your business history, patterns, and goals.
Clear Financial Health Rating shows exactly how you're evaluated.
Enterprise-grade security, startup speed.
Your financial data deserves the same protection as Fortune 500 companies
Enterprise-grade security, startup speed.
Your financial data deserves the same protection as Fortune 500 companies
YOUR DATA, YOUR RULES
You own and control all your financial data
Export anytime, delete anytime
No vendor lock-in, ever
TRANSPARENT PRIVACY
Your data is never sold or shared
Clear, readable privacy policy
Regular third-party security audits
ENTERPRISE SECURITY
AES-256 data encryption
256-bit encryption at rest and in transit
Multi-factor authentication standard
YOUR DATA, YOUR RULES
You own and control all your financial data
Export anytime, delete anytime
No vendor lock-in, ever
TRANSPARENT PRIVACY
Your data is never sold or shared
Clear, readable privacy policy
Regular third-party security audits
ENTERPRISE SECURITY
AES-256 data encryption
256-bit encryption at rest and in transit
Multi-factor authentication standard
Unlock
Clarity
You've outgrown your "business banking" at your bank. We get it. Finley has you covered. Finley is the CFO you didn't realize you needed.
Unlock Advantage
Cashflow forecasting, recommendations, treasury optimization, debt optimization, and capital access.
AUGUST 2024
$500,345
SEPTEMBER 2024
$765,432
OCTOBER 2024
$1,200,047
NOVEMBER 2024
$4,885,678
DECEMBER 2024
$5,950,123
JANUARY 2025
$6,123,456
FEBRUARY 2025
$10,842,665
MARCH 2025
$14,014,996
APRIL 2025
$18,251,145
MAY 2025
$20,844,566
JUNE 2025
$28,844,566
JULY 2025
$32,548,634
AUGUST 2025
$40,774,124
Unlock
Clarity
You've outgrown your "business banking" at your bank. We get it. Finley has you covered. Finley is the CFO you didn't realize you needed.
Unlock
Advantage
Cashflow forecasting, recommendations, treasury optimization, debt optimization, and capital access.