Pricing terms
Everything behind the price, in plain text.
Finley is priced on legal entities, never on seats. A legal entity means a distinct general ledger or a distinct federal tax ID. A branch or plant with its own books counts as one; those rolling into a shared ledger do not. This page carries every term the pricing page shows in its drawers, table, and questions, rendered open.
01 Clarity
1 entity · $250/mo billed monthly, or $2,500/yr billed annually
For companies from $5M to $10M in revenue. Compares to: A fractional controller, $2,000/month or $24,000/year.
Know where you are. Get a fresh read every morning: your revenue, cash, payables, receivables, and margins.
- An always‑on, Fortune 500‑caliber Chief Financial Officer, reading the books you already keep.
- Reads what kind of business you are, then builds your dashboard to match.
- Reads your ledger every morning, so your cash position is current before the first call of the day.
- Shows revenue, gross margin, and net margin trended over time, and tells you the month the trend turned.
- Tells you what you are owed, who is slow to pay, and which customers you have come to depend on.
- Tells you what you owe and the week it lands.
- Connects to QuickBooks Online (Simple Start and Essentials), QuickBooks Desktop Premier and Enterprise, and Xero.
- Live in under an hour.
Allocation
- Legal entities
- 1
- Users
- 1
- History
- 3 years
Connections
- Ledgers
- QuickBooks Online (Simple Start, Essentials), QuickBooks Desktop (Premier & Enterprise), Xero
Included
- Business shape
- Your ledger read to work out what kind of business you run, so the dashboard matches your industry instead of a template
- Cash position
- Every bank and ledger account read every morning, so your cash position is current before the first call of the day
- Revenue and margin
- Revenue, gross margin, and net margin trended over time, and the month the trend turned
- Receivables
- What you are owed, who is slow to pay, and which customers you have come to depend on
- Payables
- What you owe and the week it lands
- Where you are
- What changed in your numbers this week and what it means, surfaced without being asked. Forward-looking analysis — the 13-week forecast, inventory, valuation, and financing — begins at Compass
Terms
- Price
- $250/month, or $2,500/year (two months free)
- Implementation
- None
- Time to live
- Under one hour, self-serve: connect QuickBooks or Xero and the dashboard populates
- Trial
- 30 days, free, from the day your access opens
A legal entity means a distinct general ledger or a distinct federal tax ID. A branch or plant with its own books counts as one; those rolling into a shared ledger do not.
Annual billing is two months free: twelve months for the price of ten. Renewal increases are capped at 5% per year. Three-year terms are available at year-one pricing, locked.
02 Compass
3 entities · $1,000/mo billed monthly, or $10,000/yr billed annually
For companies from $10M to $50M in revenue. Compares to: A fractional CFO, $10,000/month or $120,000/year.
Know where you’re going. Everything in Clarity, plus the expertise of a top‑tier Banker.
- Knows your thirteen-week cash position, and keeps knowing it without being asked.
- Shows margin by order, item, and customer, so you know which business is worth taking.
- Reads your goods, not just your cash: inventory turns, days on hand, and the stock that stopped moving.
- Answers financing questions better than your banker does: gives you every option, and recommends which one to take.
- Tells you what the business is worth, and which levers move the valuation.
- Connects to every QuickBooks Online plan, QuickBooks Desktop Premier and Enterprise, Epicor Eclipse, Epicor P21, and others.
- Live in one hour.
Allocation
- Legal entities
- Up to 3, viewed separately
- Users
- 10
- Bank and data connections
- Unlimited
- History
- 3 years
Connections
- Ledgers
- QuickBooks Online (all plans), QuickBooks Desktop (Premier & Enterprise), Xero
- Distribution ERP
- Epicor Eclipse and Epicor P21 — included at no additional cost
Included
- Active Intelligence
- Insights, risks, and opportunities delivered proactively, not prompted
- Business shape
- Your ledger read to work out what kind of business you run, confirmed with you, so the dashboard matches your industry instead of a template
- Business health dashboard
- Cash position, runway, margin, and AR/AP aging
- Insurance agency dashboard
- Revenue mix across commission, fee, and contingent income; carrier concentration and trend; compensation-to-revenue ratio; operating expense ratio; EBITDA margin and trend
- Distribution dashboard
- Gross margin by customer and product line; revenue concentration; inventory turns and days on hand; DSO and cash conversion cycle; working capital trend
- Forecast
- 13-week rolling cash flow, daily refresh, base case
- Valuation
- Annual baseline with value-driver scorecard
- Financing options
- Ask how to finance a purchase and get every option — term loan, fair market value lease, $1 buyout lease, seller note — what each does to your cash flow, profit outlook, and balance sheet, reasoned over the cash you actually have, and a recommendation
- Practices assessment
- At onboarding: your finance practices scored against best practices, with a prioritized list of what to fix first
- Per-entity views
- Each entity with its own dashboard, forecast, and valuation; combined roll-up is a Command feature
Terms
- Price
- $1,000/month, or $10,000/year (two months free)
- Implementation
- None
- Time to live
- One hour, self-serve: connect QuickBooks or Xero and the dashboard populates
- Trial
- 30 days, free, from the day your access opens
- Support
- 9–5 ET, business days
A legal entity means a distinct general ledger or a distinct federal tax ID. A branch or plant with its own books counts as one; those rolling into a shared ledger do not.
Annual billing is two months free: twelve months for the price of ten. Renewal increases are capped at 5% per year. Three-year terms are available at year-one pricing, locked.
03 Command
10 entities · $2,500/mo billed monthly, or $25,000/yr billed annually
For companies from $50M to $100M in revenue. Compares to: A full‑time CFO with a small team, $35,000/month or $420,000/year.
Manage your entire business. Everything in Compass, plus the expertise of a Financial Planning & Analysis (FP&A) Director and a Corporate Treasurer.
- Tracks your annual operating budget, with variance against the board‑approved plan.
- Delivers driver‑based scenario planning — base case, best case, worst case.
- Watches your debt: flags covenant risk and tells you when to refi.
- Builds an exit readiness plan you execute against: the gap to your target number, normalized EBITDA, and the diligence a buyer will ask for.
- Turns idle cash into active yield.
- Connects to D365 Business Central, Manhattan, NetSuite, Rillet, Sage Intacct, and others.
- Live in two weeks, with our team doing the setup.
Allocation
- Legal entities
- 10 included, up to 15; additional entities $500/month each
- Users
- 25
- Bank and data connections
- Unlimited
- History
- 5 years
Connections
- Adds
- Dynamics 365 Business Central, Manhattan, NetSuite, Sage Intacct
- Distribution ERP
- Epicor Eclipse and Epicor P21
- AI-native ledgers
- Campfire, DualEntry, Rillet
- Direct bank feeds
- Live cash positioning independent of the ledger close
Included
- Consolidation
- Intercompany eliminations; one set of numbers across every entity
- Annual operating budget
- Your operating budget carried as the plan of record, with variance reported against the board-approved figures
- Scenario planning
- Driver-based scenarios — base case, best case, worst case — unlimited and compared side by side, over a 13-week and 12-month rolling horizon
- Treasury optimization
- Idle cash identification, yield recommendations, account structure
- Covenant monitoring
- Early warning before you breach
- Refinance intelligence
- Proactive alerts when your debt should be repriced or restructured
- Exit readiness plan
- Your valuation gap mapped to a dated plan you execute against, quarter by quarter, until the business is ready to take to a banker. Finley prepares you for the transaction; it does not run it
- Valuation
- With gap map to your target number
- EBITDA
- Normalized, with add-back tracking — what a buyer underwrites, not net income
- Diligence readiness
- Checklist, tracked quarterly, so the evidence exists before a buyer asks
- Custom skills
- Build your own recurring analyses and alerts
- Practices assessment
- Re-scored quarterly, benchmarked against peers
Terms
- Price
- $2,500/month, or $25,000/year (two months free)
- Implementation
- $5,000
- Time to live
- Two weeks, guided: our team maps your chart of accounts and sets up consolidation
- Pilot
- 30-day paid pilot, credits in full toward an annual contract
- Connectors
- One Mapped Export Connector included on an annual contract
- Support
- Priority, 8–6 ET, 4-business-hour response target
A legal entity means a distinct general ledger or a distinct federal tax ID. A branch or plant with its own books counts as one; those rolling into a shared ledger do not.
Annual billing is two months free: twelve months for the price of ten. Renewal increases are capped at 5% per year. Three-year terms are available at year-one pricing, locked.
The three, side by side
| Clarity | Compass | Command | |
|---|---|---|---|
| Monthly | $250 | $1,000 | $2,500 |
| Compares to | A fractional controller, at $2,000+/mo | A fractional CFO, at $10,000+/mo | A full-time CFO with a small team, at $35,000+/mo |
| Revenue range | $5M–$10M | $10M–$50M | $50M–$100M |
| Legal entities | 1 | Up to 3, viewed separately | 10 included, up to 15 |
| Users | 1 | 10 | 25 |
| History | 3 years | 3 years | 5 years |
| Connections | |||
| QuickBooks Online (Simple Start, Essentials) | Included | Included | Included |
| Xero | Included | Included | Included |
| QuickBooks Online (Plus & Advanced) | Not included | Included | Included |
| QuickBooks Desktop (Premier & Enterprise) | Included | Included | Included |
| D365 Business Central, NetSuite, Rillet, Sage Intacct | Not included | Not included | Included |
| Epicor Eclipse | Not included | Included | Included |
| Epicor P21 | Not included | Included | Included |
| Manhattan | Not included | Not included | Included |
| Visibility | |||
| Industry-specific dashboard | Included | Included | Included |
| Revenue, gross margin, net margin, trended | Included | Included | Included |
| A/R aging and customer concentration | Included | Included | Included |
| A/P and upcoming commitments | Included | Included | Included |
| Financing options, weighed and recommended | Not included | Included | Included |
| Forecasting and planning | |||
| 13-week rolling cash forecast | Not included | Included | Included |
| Annual operating budget with variance to plan | Not included | Not included | Included |
| Plan versus forecast, across entities | Not included | Not included | Included |
| Driver-based scenario planning | Not included | Not included | Included |
| Inventory and margin | |||
| Inventory turns, days on hand, dead stock | Not included | Included | Included |
| Margin by order, item, and customer | Not included | Included | Included |
| Exit | |||
| Valuation with value-driver scorecard | Not included | Included | Included |
| Normalized EBITDA with add-back tracking | Not included | Not included | Included |
| Diligence readiness, tracked quarterly | Not included | Not included | Included |
| Exit readiness plan | Not included | Not included | Included |
| Multi-entity | |||
| Consolidation with eliminations | Not included | Not included | Included |
| Onboarding and support | |||
| Time to live | Under one hour | One hour | Two weeks |
| Onboarding | Self-serve | Self-serve | Guided |
| Implementation fee | None | None | $5,000 |
| Trial | 30 days, free | 30 days, free | 30-day paid pilot, credited in full |
Custom integrations
Running something we don't connect to yet? We'll build it.
- Mapped Export Connector: we ingest and map a scheduled export from your system. $5,000 setup and $250 a month.
- Native API Connector: full integration against your system's API. $20,000 setup and $500 a month.
The rates above apply to systems beyond the ones we already connect to. Command includes one Mapped Export Connector on an annual contract.
Commercial terms
- Clarity and Compass each include a 30-day free trial.
- Monthly plans can be cancelled any time; you are billed through the end of the current month.
- Annual plans get twelve months for the price of ten.
- Sign a three-year agreement and the pricing holds for all three years.
Questions
- How is this different from my accounting or ERP software?
- Accounting/ERP systems were built “by accountants, for accountants.” They record what happened in the past. Their language is GAAP accounting rules. Your accountant closes the month for tax purposes. Finley was thoughtfully designed “by operators, for operators.” Finley is the Fortune 500‑caliber CFO that helps you increase your revenue, profit, and company value. Finley tells you what the ledger actually means, what’s coming in the next thirteen weeks, and what your business is worth if you wanted to sell it.
- Do I need to switch systems?
- No. Finley connects to what you already run.
- What if you don't connect to my system?
- We'll build it. See custom integrations above — most take a few weeks.
- Why is it priced by legal entity?
- Because that’s what makes finance hard. See "One entity equals one set of books" above.
- What counts as a legal entity?
- A distinct general ledger or a distinct federal tax ID.
- How long does setup take?
- Clarity and Compass are both self-serve: connect your books and your dashboard populates within the hour. Command takes about two weeks with our team.
- What happens when I add an entity?
- Clarity runs one. On Compass, you can run up to three. On Command, ten are included and additional entities are $500 a month.
- I run multiple branches or plants. How many entities is that?
- Count ledgers, not buildings. Branches or plants reporting into one general ledger are one entity; those keeping their own books are one entity each, and at that point consolidation is the work — which is Command.
- Can I change plans?
- Upgrade any time; we'll prorate. Downgrade at renewal.
Ready to talk it through? Book a demo or return to pricing.